Family

SMS Finances

The Financial Pages provide practical, every day, easy to follow tips and plans to help you achieve your financial goals. Success can be hard to attain, but with God’s help, a good plan, and follow through even in tough times, it is possible. Let me help you get to where you want to be. Disclaimer:  …

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My Typical Morning Routine

I vaguely remember my typical morning routine in BCE days [Before Children Existed, or before they existed as my flesh and blood anyway]. I distinctly remember the sun always shining and soft music playing in the background. The smell of cinnamon buns would arouse me from my peaceful slumber. I would roll to my side and look through …

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Anticipation Does Not Make Things Easier: Finding The Bank Lock on Our Home

Sometimes anticipation is a good thing – but not always – and when I stopped at our former home today I was unprepared for seeing the bank lock on the front door even though the anticipation that it may happen had been there for a while. It made the foreclosure process even more real and even …

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